When she first started Haywood Realty Group in 2001, 27-year real estate expert Andreal Haywood-Hoosman said that she was excited about the “possibility of opening up my own company and offering something different than what the community was receiving.”
She vividly remembered the six long months she spent working tirelessly alongside fellow agents to ensure that when she opened her doors for business, the community would be just as enthusiastic about her new company as she was. All of her hard work certainly paid off. Haywood Realty Group became a successful real estate company, servicing Kansas City, Missouri for more than a decade.
Fast forward 13 years. She and her husband, Hubert Hoosman, former president and CEO of Vantage Credit Union, have re-named and re-launched the company and moved home to St. Louis to expand their business. Haywood-Hoosman Realty, located at 15 S. Florissant Rd. in Ferguson, is a licensed real estate company that focuses on residential and commercial real estate and property management and represents both buyers and sellers in Missouri, Illinois and Kansas. She said this re-branded company has fulfilled her desire to be an “all-in-one shop.”
Haywood-Hoosman Realty handles all of the basic functions of a real estate company, such as working with buyers and sellers who want to buy, lease, rent and sell properties. It also aims to be what Hubert Hoosman refers to as a trustworthy “consumer advocate.” Andreal Haywood-Hoosman offers her financial literacy skills relating to mortgages and insurance, and the company as a whole offers assistance with credit restoration and maintenance programs at no cost to clients. The Hoosmans said the educational features they offer free of charge “set us apart in this market.”
This “market,” or the real estate market, which has been a source of concern for many St. Louis residents in recent years, appears to be on the rebound, according to Hubert Hoosman. “It’s a great time for buyers, because the current historically low rates are expected to stay relatively consistent for the next 30-36 months.” He advised that “those who are considering buying a home should get serious about it, because the area real estate market is rebounding.”
If you are one of those prospective buyers, Andreal Hoosman encourages you to “take your time to understand what you are about to experience and start researching 6-12 months before you are ready to buy a home so that you completely understand the home-buying process. Do not take finding a realtor lightly.” She said the realtor you choose “can make or break a process.”
“Buying a home is the most important investment you’re going to make in your life,” Hubert Hoosman said. “Find someone who is prepared to represent you with integrity.”
Prospective buyers should also take the time to thoroughly understand pre-approval and down-payment procedures before they start the home-buying process. For many buyers, “the main challenge is preparing,” Hubert Hoosman said.
He added that it is important to protect your credit score to “receive the quality rates that are out there,” but if you have less-than-perfect credit, “credit restoration is not that challenging – it just takes patience. We don’t turn away clients with subpar credit scores; instead, we help them to restore their credit at no charge.”
They said that their end goal is to watch every client, either residential or commercial, “unlock the door and walk into their new house or shop.” They remain involved with community organizations like the Empowerment Network, Community Women Against Hardship, NAACP, Make a Wish Foundation and the Special Education Foundation. Haywood Hoosman Realty is proud to announce it will be a Pink Glove Sponsor at this year’s Sista Strut.
The husband and wife team said they are “deeply committed as a company to always be active in this community.”
The Hoosmans will be hosting a community open house at their Ferguson office this September. For more information, call 314-787-9192 or go to www.vhhrealty.com